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Buy With US
Whether you are a first-time home buyer or a seasoned expert, purchasing a home can be a complex process. For this very reason,I am here to assist you for each step of the way. Throughout each important stage, I will help you navigate the ever-changing housing market and lead you to your dream home. Not sure what youre looking for? My detailed understanding of market trends, local neighborhoods, andfinancial tidbits allows me to give sound, proven advice to match you with your ideal house.
The Buying Process
To begin with, I believe that the more informed you are, the better your experience will be. I have the resources to guide you through the home finding process, providing you with everything from detailed property searches to neighborhood information. Below, I have included a general step-by-step list to help explain the home buying process. Some of these stages may seem confusing, but, remember, I am here to answer any questions.
1. Determine your needs and budget
Before the search begins, its a good idea to define what type of house, neighborhood, and location best suits your needs and lifestyle. Have fun with this! Have you always wanted a wood fireplace? Is a large yard important to you? I recommend imagining your dream home, while also taking into account your financial considerations. Once you share these details with me, I can offer feedback and advice to help develop a plan and goal moving forward. You may want to prioritize what specifications you are looking for in a new home to offer some flexibility when scouting for houses.
2. Get pre-approved for a loan
First, meet with a loan officer. Sharing income and financial information will give you a price range for which you are qualified.
3. House search!
With your specifications in mind, I will use my resources to scout the marketplace on your behalf. When I find houses that meet your criteria, we can review them and schedule a tour at your convenience.
4. Prepare the offer
Once we have found the home of your dreams, I will help you determine an appropriate offer price by reviewing market trends and similar home sales. With your input, I will draft a written offer that outlines the price as well as the responsibilities of both parties in preparation for the transaction. If the seller accepts the offer, it becomes a binding contract. It is imperative that you carefully review the contract and clarify any aspects that are not clear to you prior to offering.
5. Make your loan application
Give your loan officer a copy of the contract and apply for the loan
6. Inspect the property
In order to ensure your safety and the value of your investment, it is important to have the proper personnel thoroughly inspect the house after the offer and loan terms have been finalized.
7. Appraisal and survey of property
8. Seller's closing is also arranged
9. After closing
I will prepare the necessary documents required for closing such as title examination, payoff statements and deed. On the closing day you will sign all documents. The seller will be paid and you will receive the keys. Congratulations, you just bought a new home!
10. Buyer Representation Law
Virginia Real Estate Law has changed the way REALTORS conduct business. Before a Real Estate Agent can provide substantive Real Estate Services, they are now required to sign a Brokerage Agreement. You may read more about this by clicking the link below. If you have questions, please call me.
Home Closing 101
Video Resources for Buyers: